What is MMAP?

The Michigan Medicare/Medicaid Assistance Program (MMAP) is a program for Medicare beneficiaries and their families when they need help understanding Medicare and Medicaid eligibility, enrollment and coverage, medical bills, Medicare supplemental and long term care insurance. MMAP counselors provide information about benefits and help people solve problems with health benefit programs and related insurance products.

Who are MMAP Counselors?

MMAP Counselors are concerned individuals who receive special training in health insurance counseling issues. They are specially trained in Medicare and Medicaid law and regulations, and related insurance products. They are not connected with any insurance company, nor are they licensed to sell insurance. Their purpose is to serve you in an objective and confidential manner. They will also advocate on your behalf when problems arise.

What can MMAP help me with?

  • Understanding doctor and hospital bills and Explanation of Your Medicare Benefits (EOB) forms;
  • Help with Medicare insurance enrollment, claims and appeals;
  • Enrollment in Medicaid and Medicaid savings programs;
  • Review of Medicare supplemental insurance needs amd comparison of policies;
  • Assist Medicare beneficiaries in comparing Medicare Advantage Plans;
  • Exploring long term care insurance needs and policies.

How can MMAP save me money?

Medicare beneficiaries with limited income/assets may qualify for Federal and/or State programs to reduce their Medicare costs. These programs may save you money on the following:

Extra Help/Low Income Subsidy

  • Medicare prescription drug plan premiums
  • Medicare prescription drug deductibles and copayments

Medicare Savings Program

  • Medicare Part B premiums
  • Medicare deductibles, copayments and coinsurances

Call Disability Network Capital Area’s MMAP Counselor/Benefits Specialist at (517) 999-2760 or Michigan MMAP at (800) 803-7174.

How much does it cost?

There is no cost to you. MMAP counselors give their time and expertise free of charge. The Centers for Medicare and Medicaid Services (CMS) which administers the Medicare program, has provided funding to train and support MMAP Counselors.

What if it is difficult for me to leave my home?

MMAP Counselors may be available to conduct counseling sessions in your home.

How can I become a MMAP Counselor?

If you are a person who likes to solve puzzles, enjoys meeting and working with people and someone who faces barriers and obstacles with courage, determination and good humor, then you are the kind of person we need. Volunteers are trained, certified and supported. MMAP Counselors are expected to educate, inform, identify problems, design solutions and perform follow-up to ensure that the best possible counseling service and experience with each of their clients has occurred. Counselors receive six days of intensive training, a comprehensive MMAP manual, regular updates and follow-up training. MMAP volunteers must be willing to spend a minimum of 1 day per week counseling beneficiaries and complete a minimum of 12 counseling forms per year and must participate in one refresher training per quarter. Call the toll free number below to find out when the next training will be held.

To schedule an appointment with a local MMAP Counselor or for more information call: 1-800-803-7174